Privacy Policy
At Shreyx Finance Pvt Ltd, we value your privacy and are committed to protecting your personal information. This Privacy Policy outlines how we collect, use, and safeguard your data when you use our financial services.
Last updated: September 2025 |Effective date: September 2025
Information We Collect
Personal Information
- Personal identification details such as name, email, phone number, PAN, and Aadhaar
- Financial information including bank details, salary information, and loan history
- Employment details and income verification documents
- Credit score and credit history information
Technical Information
- Device information, browser type, and operating system
- IP address and location data
- Usage patterns and interaction with our platform
- Cookies and similar tracking technologies
How We Use Your Information
Primary Uses
- Process and evaluate loan applications
- Verify identity and prevent fraud
- Comply with RBI and regulatory requirements
- Provide customer support and services
Secondary Uses
- Improve our services and user experience
- Send relevant financial product updates
- Conduct risk assessment and analytics
- Marketing communications (with consent)
Data Security
🔒 Security Measures
- Bank-grade encryption: 256-bit SSL encryption for all data transmission
- Secure storage: Data stored in encrypted databases with restricted access
- Access controls: Multi-factor authentication and role-based access
- Regular audits: Security assessments and compliance reviews
Data Sharing
We never sell your personal data to third parties. We may share your information only in the following circumstances:
- With regulatory authorities as required by law (RBI, Income Tax Department, etc.)
- With credit bureaus for credit score verification and reporting
- With our banking partners for loan processing and disbursement
- With service providers who assist in our operations (under strict confidentiality agreements)
Your Rights
📋Access & Portability
Request a copy of your personal data
✏️Rectification
Correct inaccurate or incomplete information
🗑️Erasure
Request deletion of your data (subject to legal requirements)
🚫Opt-out
Withdraw consent for marketing communications
Contact Us
If you have questions about our Privacy Policy or wish to exercise your rights, please contact us:
📧 Email: shreyx@contact.com
📱 Phone: +91 7499998358
📍 Address: Bharuch, Gujarat, India 392001
⏰ Business Hours: Monday–Saturday, 10 AM – 7 PM IST
This Privacy Policy may be updated from time to time. We will notify you of any significant changes by posting the new Privacy Policy on our website and updating the "Last updated" date.