Privacy Policy

At Shreyx Finance Pvt Ltd, we value your privacy and are committed to protecting your personal information. This Privacy Policy outlines how we collect, use, and safeguard your data when you use our financial services.

Last updated: September 2025 |Effective date: September 2025

Information We Collect

Personal Information

  • Personal identification details such as name, email, phone number, PAN, and Aadhaar
  • Financial information including bank details, salary information, and loan history
  • Employment details and income verification documents
  • Credit score and credit history information

Technical Information

  • Device information, browser type, and operating system
  • IP address and location data
  • Usage patterns and interaction with our platform
  • Cookies and similar tracking technologies

How We Use Your Information

Primary Uses

  • Process and evaluate loan applications
  • Verify identity and prevent fraud
  • Comply with applicable legal and regulatory requirements
  • Provide customer support and services

Secondary Uses

  • Improve our services and user experience
  • Send relevant financial product updates
  • Conduct risk assessment and analytics
  • Marketing communications (with consent)

Data Security

🔒 Security Measures

  • Encryption in transit: Data sent to this website is protected using HTTPS
  • Access controls: Access to personal information is limited to authorised personnel and systems
  • Data minimisation: We collect the information needed for the purposes described in this policy
  • Security reviews: We review our security practices as part of ongoing operations

Data Sharing

We never sell your personal data to third parties. We may share your information only in the following circumstances:

  • With regulators, tax authorities and other statutory bodies, as required by law
  • With credit bureaus for credit score verification and reporting, where applicable
  • With lending partners, where applicable, for loan processing and disbursement
  • With service providers who assist in our operations (under strict confidentiality agreements)

Your Rights

📋

Access & Portability

Request a copy of your personal data

✏️

Rectification

Correct inaccurate or incomplete information

🗑️

Erasure

Request deletion of your data (subject to legal requirements)

🚫

Opt-out

Withdraw consent for marketing communications

Contact Us

If you have questions about our Privacy Policy or wish to exercise your rights, please contact us:

📧 Email: contact@shreyx.com

📱 Phone: +91 7499998358

📍 Address: Bharuch, Gujarat, India 392001

⏰ Business Hours: Monday–Saturday, 10 AM – 7 PM IST

This Privacy Policy may be updated from time to time. We will notify you of any significant changes by posting the new Privacy Policy on our website and updating the "Last updated" date.